No Copay Radio

July 21, 2018 - LGBTQ older adults, AARP and fraud warnings
Murf and Jayla welcome Mardi Moore, executive director of Out Boulder County. Out Boulder County has educated, advocated and provided services, programs and support to Boulder County's Lesbian Gay Bisexual Transgender and Queer (LGBTQ) communities since 1994. Under Mardi’s leadership and with a grant from the NextFifty Initiative, Out Boulder County seeks to create and implement a program for LGBT older adults (age 50+) in the Boulder/Longmont area. Currently known as Chapter 10, the organization will begin by holding focus groups to determine the issues and needs for this generation. Part of the goal will be to start an inter-generational storytelling opportunity for the community. As Mardi explains, the purpose of Chapter 10 is to combat isolation by giving older LGBT adults a place to meet on a regular basis, build community, and engage in meaningful volunteer, social and educational activities. Mark Fetterhoff, senior program specialist with the AARP Foundation in Denver joins us again for an update on the latest scams. Mark says there are new scams every day and suggests that you call the Elderwatch Helpline at 800-222-4444 to report a scam or to find out about a scam. The most recent scam is the Medicare Card scam designed to get your personal information by checking to see if you have received your new Medicare card. Should you receive any unsolicited call, Mark recommends that you hang up. False charities can also scam older adults. Research indicates 80 percent of Coloradoans give to charities, but 46 percent do not vet the charities they are donating to. You can always go to Another new twist is called spoofing technology, where scammers can change your caller ID to believe the call is local. Mark suggests speaking with your phone provider to see what services they provide to help prevent phone scams.
July 14, 2018 - CDOT, early disease detection
This week Wes Mauer, head of Intelligent Transportation Systems at the Colorado Department of Transportation (CDOT), updates Murf and Jayla on CDOT’s planning for self-driving technology. Jayla points out that seniors will be one of the largest groups to benefit, as men typically outlive their driving years by seven years and women by 10 years. Wes notes that CDOT needs to understand what government’s role is and how to create the proper public and private partnerships. CDOT’s goal is to have the best system to move people and goods around our state in the safest and most efficient manner. Murf and Jayla welcome Dr. Eric Chess, director of the Financial Security and Cognitive Decline Initiative at the University of Denver’s Knoebel Institute for Healthy Aging. Dr. Chess tells us that cognitive decline happens over a long period of time and one of the earliest indicators of cognitive decline is financial decision making. Health care has done a great job getting in front of diseases such as heart disease and diabetes. Early detection provides the greatest prevention and treatment opportunities. However, dementia is one of the most significant and costly diseases and yet we are not testing for or getting in front of this disease at all. But there is evidence to show that we could. Not only do we need to establish early detection, we need to determine how to educate to effect that change. Thanks to our sponsor, Next50 Initiative, Dr. Chess has funding pursue this important work.
July 7, 2018 - Autonomous cars, reviewing charities
Meet Chris Hart as he joins No Copay Radio for an update on autonomous cars. Chris is the founder of Hart Solutions LLP, which specializes in improving safety in a variety of contexts, including the safety of automation in motor vehicles, workplace safety, and process safety in potentially hazardous industries. Until February 2018 he was a member of the National Transportation Safety Board (NTSB), serving as chairman 2015 through 2017. Prior to that he was vice chairman of the NTSB, after being nominated by President Obama and confirmed by the Senate in 2009 and 2013. As Jayla notes, one in five seniors do not drive, so autonomous cars could benefit them. Chris tells us that there are still many “what ifs” that present challenges to the development. What if the driver gets confused with the automation? What if the automated system fails? What if the situation has not been anticipated by the developers of the automation? Chris points out that that humans are both the most reliable and unpredictable part of the system while at the same time being the most adaptable part of the system. Mr. Hart notes that automated cars may develop along the lines of the airlines, where there is "human-centric automation," meaning the human is still in the loop. Joining us again from the Better Business Bureau is Suzann Bacon Taylor, director of special programs. Everyone knows that the BBB is the place for reference for businesses, but Suzann tells us that the BBB also reviews charities. National charities have been under review since the 1920s and locally, the BBB has reviewed Colorado charities for about 20 years. Suzann also tells us that this is an extensive review of approximately 20 standards, whereas businesses are rated on eoght standards. If the charity meets all 20 standards, then it is accredited. Learn about some of the red flags to consider when donating to a charity and what are the current leading fraud approaches to be aware of.
June 30, 2018 - City of Arvada, GZSobol Parkinsons' Network
Jayla introduces, Bob Fifer, Arvada councilman-at-large and DRCOG Board vice chair. Bob is involved in numerous local organizations, and served as mayor pro tem from 2015 until 2017. Bob tells us that by 2035, on-third of Arvada’s population will be over the age of 70! In a city with 117,000 residents, Arvada is committed to helping the older population stay in Arvada and stay actively involved. Since 2004, Arvada has contributed over $2.2 million in 40 local agencies/nonprofits that specialize in providing those necessary services, including, food, transportation, socialization, and many more. As an example, Bob tells us about Arvada’s Essential Home Repair Program. This program assists their older population who has limited resources to repair their homes, stay in their homes and save the taxpayer dollars at the same time. Bob is certainly a strong advocate for supporting seniors in Arvada. Also on today's program, our friend Gary Sobol joins us again to talk about his organization, the GZSobol’s Parkinson’s Network. Diagnosed with Parkinson’s disease in 2008, Gary learned that certain exercises could dramatically improve the quality of his life. In 2012 he designed and created a Parkinson’s boot camp class designed to incorporate exercises that target the specific deficits that people with the disease experience. In seven years, Gary’s program has grown dramatically and classes are now taught in 35 states. Gary has discovered that these same exercises assist people with MS, stroke, and other health conditions. Gary is most proud of a study at Colorado Health with a Parkinson’s expert that showed in a year and a half long exercise program, no one in a class of 15-20 regressed. By 2020, he hopes to be in all 50 states. Gary's classes are Silver Sneakers-approved and the National MS Foundation will give scholarships to Gary's classes for MS patients. Go to for more information.
June 23, 2018 - Brothers Redevelopment, Wish of a Lifetime
Murf and Jayla welcome back Jeff Martinez, president of Brothers Redevelopment. Jeff explains that Brothers is a Denver-based nonprofit that provides housing and housing-related services to more than 20,000 residents across the state. Within the past year, Brothers has introduced an Aging in Place program designed to help seniors age in place at home longer and safer. They even do house calls through their Senior Service navigators and coordinators. Jeff also talks about their home modifications for seniors to improve in-home safety and mobility. Congratulations are in order for Brothers Redevelopment as their popular Paint-A-Thon program is celebrating its 40th anniversary this year. In our second interview, meet Tom Wagenlander, executive director of Wish of a Lifetime. Tom explains that Wish of a Lifetime strives put a face and a story to issues that many seniors deal with. One of those significant issues is isolation. Wish of a Lifetime was founded by Jeremy Bloom, Olympic skier and professional football player, in 2008 as a tribute to his grandmother, Donna Wheeler. Tom tells us wishes that are granted are not vacation-based but focus more on purposeful experiences to share and inspire people. The organization has grown over the past 10 years and is currently granting almost 200 wishes per year. Do you know of someone deserving of a Wish of a Lifetime? Find out more at
June 16, 2018 - CCHI and Front Range Theater Company
Murf and Jenn Reeves welcome in Adela Flores-Brennan and Stephanie Arenales from the Colorado Consumer Health Initiative (CCHI). Adela is the executive director of CCHI and Stephanie has just started as the program manager of the Consumer Assistance Program. CCHI is a statewide, non-partisan, non-profit membership organization working to get all Coloradans affordable, high-quality and equitable health care. CCHI represents 50 non-profit organizations—mobilizing well over 500,000 consumers—to shape effective health care policy. CCHI has just launched Stephanie’s new program that was funded by our new sponsor, NextFifty Initiative. The program is designed to directly assist consumers with their health care issues. Currently Stephanie is experiencing three aspects of need; people who receive surprise out-of-network billing, people who have their claims denied and people who are having trouble accessing hospital assistance programs. Find out more about CCHI and the new Consumer Assistance Program or request assistance at Nicole Iannone, Laurilea McDaniel and Mitch Samu from the Front Range Theatre Company join the crew to talk about a new play written by Mitch that is being sponsored by NextFifty Initiative. The play, called “A Kiss for my Daughter/A Kiss for my Father," relates the story of a father/daughter relationship through life that is very close. As the father ages, his dementia forces their relationship to change and the daughter realizes that she is now her father’s caregiver. Following the play, experts visit with the audience about the subject and provide many of the resources available to assist caregivers. The hope is to open up discussion and thus help caregivers deal with the struggles they face. For more information, please contact the group at
June 9, 2018 - Pharmacists, NextFifty
Our first guest this week is Dr. Jacci Bainbridge, professor at the University of Colorado Medical Campus in the Skaggs School of Pharmacy. Dr. Bainbridge tells us the average person over age 60 takes between seven and 13 medications. Dr. Bainbridge talks about some of the important questions we should be asking our pharmacists. Questions such as; “Is this the right medication, right dosage and right frequency for me?” Also , "Should these meds be taken with or without food? What does that mean?" Your pharmacists are a great reference regarding any interactions with the medications you are taking and also good at helping you determine herbal or vitamin problems that might exist with your medications. They can find out about upcoming drug clinical trials. Dr. Bainbridge tells us about the recent results of an Australian trial called the ASPREE Study regarding aspirin for people over 70. Welcome back Margaret Franckhauser, President and CEO of NextFifty Initiative. We are thrilled to announce that the NextFifty Initiative is now a proud sponsor of No Copay Radio. NextFifty Initiative is a new Colorado-based grant making foundation dedicated to aging. Their goal is to fund mission-driven initiatives that improve the community services for older adults and caregivers. Margaret explains the challenge is to find people who have the best ideas in aging and provide them the fuel to bring these ideas to the Colorado community. Key for consideration will be ideas that are innovative, collaborative and sustainable. This includes a wide variety of areas and not just limited to health care. No Copay Radio is so fortunate to be partnering with NextFifty Initiative and we will be hearing from many of the innovative award winners in the next several months.
June 2, 2018 - Get outside with Park Rx and Tagawa Gardens
Murf and Jayla have a very interesting conversation with Dr. Robert Zarr. Dr. Zarr is a pediatrician at Unity Health Care in Washington, D.C. and is the founder and medical director of Park Rx America. One in three Americans have one or more chronic diseases, and many have an independent risk factor of inactivity along with obesity. Dr. Zarr is leading the charge for physicians and other medical professionals to prescribe nature as they would a medication. Over 400 independent studies show that nature does have a measureable impact on our health and wellbeing; even changes in overall mortality. Dr. Zarr recommends actually writing a prescription with very specific advice about how patients should participate in nature. To complement Dr. Zarr’s recommendation, Murf and Jayla welcome our longtime friend, Luan Akin. In a previous life, Luan was a reporter for KCNC and is currently garden outreach ambassador for Tagawa Gardens. Gardening allows us to get out in nature, to get away, enjoy the quiet and burn calories at the same time. It can also be a learning experience and a diversion for our stress. Lu recommends we reach out of our comfort zone and try something new. That is a way we can learn about nature and ourselves as well.
May 26, 2018 - Skin cancer and back pain
Murf and Jayla welcome Dr. Peggy Liao, a dermatologist with the Denver Skin Clinic, to discuss skin cancer and what we can do about it. Dr. Liao tells us that one in five Americans will get skin cancer by age 70. Skin cancer is much more prevalent in Colorado. Dr. Liao explains the various types of skin cancer and the symptoms to look for. She recommends using your ABCD&E’s; Asymmetry, Borders, Colors, Diameter and Evolving when you are doing self-exams. Learn how to protect yourself and how to select the type of sunscreen that will work best for you. Older adults are at greater risk for skin cancer. If you are of Hispanic, African-American or Asian descent, you are sometimes at greater risk. Find out why. In the second half of the program we welcome back Dr. Scott Bainbridge, founder of MindYourPain, Denver Back Pain Specialists and a research division called DBPS Research. Dr. Bainbridge tells us that 80 perent of us will suffer from severe back pain at some point in our lives. At Denver Back Pain Specialists, they believe that managing back pain takes a multi-modal approach. In addition to having quality professionals diagnose and treat back pain, Dr. Bainbridge has added additional tools such as physical therapy, massage and recently has added the behavioral health side. Behavioral health issues can increase pain, lesson ability to cope with pain, and lead to additional problems such as opioid and alcohol abuse. Dr. Bainbridge also helps us understand how doctors are currently diagnosing, prescribing and monitoring opioid use by their patients.
May 19, 2018 - Epilepsy, ElderWatch, Fraud Watch
Dr. Cornelia Drees joins Murphy and Jennifer Reeves to talk about epilepsy options for treating this condition. Dr. Drees is an associate professor in the department of neurology at University Hospital and specializes in epilepsy surgery. She explains that epilepsy is a disease where people have a tendency or disposition to have seizures without any trigger. Dr. Drees tells us that epilepsy is generally not genetic but develops out of the blue, possibly from scars on the brain. Medications are the first line of treatment and are effective in 60 percent of patients. Those patients who do not respond to medication can consider surgery with low risk in surgery if they are otherwise healthy. Murf and Jenn’s second guest is Mark Fetterhoff. Mark is a senior program specialist with the AARP Foundation and works with a crew of volunteers to address thousands of inquiries about fraud, scams and financial exploitation as a part of the AARP Foundation ElderWatch and AARP Fraud Watch Network. ElderWatch is a partnership between the Colorado Attorney General’s office and the AARP Foundation and has been active for 16 years. Phone scams represent 75 percent of scams ranging from tech support offerings to IRS violations. Mark suggests we all need to protect ourselves by first being skeptical. There is also technology that can assist in protecting us. Place your name on Do Not Call lists and ask your phone provider what types of services they have to help block calls. Also be aware of door-to-door offers of service. Mark’s best advice…if it seems to be too good to be true, consider it a red flag!